Friday 18 October 2013

All About CoverMe Travel Insurance For Travelling Canadians

If you are thinking about travelling out of the state or from the country, CoverMe Travel Insurance for Travelling Canadians gives an easy, affordable solution to you to guard against the price of unforeseen emergency medical expenses and more that may occur during your trip.

Your provincial health plan just covers a fraction of healthcare expenses incurred outside Canada and limits coverage when travelling to some other province. Yet accidents and illness are only a few of the all-too - common incidents that may leave you facing considerable out - of - pocket expenses when travelling. For more help you can also visit http://www.travelance.ca/.

Your finances will undoubtedly be safeguarded in the case of an unforeseen unexpected medical emergency during your journey. To raise your financial protection, coverage is also available for nonmedical expenses like trip cancellation / interruption and baggage loss.


 Key Benefits

Choose the plan which is suitable for you

CoverMe Travel insurance for Travelling Canadians offers you four Single - Trip and two MultiTrip plans to select from, and that means you just cover the coverage you desire and require. Emergency Medical TopUp coverage is available for excursions that surpass the maximum trip-length of your MultiTrip plan.

Comprehensive coverage

Covers you for up to $ 5, 000, 000 CAD in emergency medical care including physician services, ambulance services, semiprivate hospital accommodation, prescription drugs, diagnostic tests, treatment by registered specialists / therapists such as physiotherapists and chiropractors, and more.

A plan that is right for every kind of traveler

Single-Trip plans protect you for one trip, while Multi-Trip or annual plans cover you for an unlimited number of trips during one year, with options for trip durations, no matter where, when or how often you travel.

Quick Trip Canada plans and quick Trip covers you with no medical survey

Specifically intended for those 55-74 years of age, CoverMe Fast Trip offers you comprehensive coverage for one trip (17 days or less). You don't need to complete the medical questionnaire once you use.

Protection for the entire family

Thinking about travelling with your family? Family Coverage gives children the exact same protection as the adults they are travelling with.


Protection against the unforeseen

Trip Cancellation & Trip Interruption can be purchased as part of an All-Inclusive plan or singly.

No luggage? No trouble

Our AllInclusive strategies include coverage for expenses arising from gear loss, damage and delay.
Benefit from the CoverMe Travel Canada strategies when you're travelling entirely within Canada, and you also'll save 50% on emergency medical care coverage.

Additional ways to conserve

There are several approaches to save on your CoverMe Travel insurance, including Family Coverage, Travel Companion Savings, Travel Canada Savings and Deductibles. Savings and visit ourPremiums page to find out more.

Worldwide travel assistance around the clock

Our Assistance Centre is open to assist you twenty-four hours a day, 365 days annually, should you be faced with an emergency. Call tollfree from the US or Canada, or call collect from everywhere on the planet and we'll be pleased to help you.

Applying is quick and simple

Use within the comfort of your own home, whenever it is convenient for you.

From a company you can trust

CoverMe Travel insurance for Travelling Canadians is provided through Manulife Financial(The Manufacturers Life Insurance Company), one of Canada's earliest and largest insurance providers.

Who can apply?

In case you are a resident of Canada and are covered below a government medical insurance plan, you are eligible to apply for CoverMe Travel insurance.

At the period of application, in case you are:

-- Under Age 55, you automatically qualify for Rate Category An and don't need to complete the medical survey.

-- Age 55 or over, if you are not applying for the Quick Trip or Quick Trip Canada plans, you have to complete the medical questionnaire to determine your qualifications and Rate Class.

- - travelling 17 days or less, Age 55 to 74 and buying a Quick Trip or Quick Trip Canada Plan, you do not need to answer any medical inquiries and automatically qualify for Rate Type D.


Please note:

-- Application and medical questionnaire for travel medical insurance has to be accomplished within 180 days of the effective date

-- Single-Trip plans must certainly be purchased for the whole duration of the trip that's out of Canada

-- BounceBack Advantage can simply be purchased in conjunction with a Single-Trip plan (not relevant to Top-Ups)

-- If a paperbased application is being used, you should complete and sign the application form and return it to us.

If you are not eligible to buy this insurance

Should you be aged 55 or over and did not successfully answer our medical eligibility questions, you can make an application for emergency medical coverage under CoverMe TravelEase(registered company)by calling 1-855-297-4373. You'll have to be able to answer questions related to your health status and should understand your trip dates to be able to get a quote. If you pay the quoted premium, your preexisting conditions will likely be covered during your journey below the Individual Medical Underwriting Plan.

 


Important Reminders

Always carry your CoverMe Travel Policy (which contains your Wallet Card) with you

-- Your Wallet Card is found in the coverage you can print upon purchase of your insurance.

-- It contains telephone numbers to call in case of an emergency or if an extension is required.

- - Keep the Wallet Card and CoverMe Travel insurance policy with you at all times when travelling.

-- Contact the Assistance Center before receiving treatment while on your trip. Should you not call the Assistance Center before getting medical remedy, you should need to pay 25% of the medical expenses Manulife Financial would typically pay under this policy. CoverMe Canada visitor insurance has if your call is not received a 25% coinsurance provision that could limit the gains. In addition, specific covered eligible benefits may be restricted or not covered if the Assistance Center will not be contacted.

-- Remember to read the policy, paying special attention to "preexisting condition," and other exceptions that apply to your coverage.

-- If payment isn't received prior to the effective date, coverage begins in the day following Manulife Financial's reception of the completed confirmation form and payment. Within the event we are unable to process payment; coverage will not be in effect.

-- For more information outlining all the policy details, you can download the policy.

Thursday 17 October 2013

The Art Of Applying Eye Makeup

Eye makeup actually enhances the attractiveness of the eye and makes the eye pop. Make up makes smaller eyes seem incredibly big, and bigger eyes can have more depth and richness with the appropriate usage of eye-makeup products. For more help you can also search eye makeup at http://letyoureyesspeak.com/eye-brows/.

Applying Eye Makeup

The use of makeup for eyes is actually an art. Usually it requires some training to get excellent at it, and to locate the most effective look for you. The eye products should go on before anything else when applying cosmetics to your face. 

The order of program ought to be eye-liner, then shadow and then mascara. You start with eyeliner will explain the place, which makes it easier to use shadow correctly. The mascara should be last because it should remain clean and if it is put on before the shadow then particles of the eye shadow will land in the mascara, that is impossible to clean up.

Eye Shadow

You will not feel the difference in using a great bristle brush such as the pros use. A set of good makeup brushes is crucial for any makeup kit, and not only for eyes, for rouge and powder too.


Though there are a few criteria that apply to everyone, eye shadow colours are a personal choice. If you have blue or green eyes, then try using same shades for shadow. Eyeshadow has got the astounding capability to enhance the shades of the eyes therefore that it will make green eyes considerably greener, sometimes turn them a distinct shade of green, and even make them appear blue or agua if you use a deep shimmery blue shadow.

The darker colours of shadow for example deep browns, blacks and grays gives a quite dramatic effect, particularly when combined with a dark eye-liner. This look is best saved for night as it is fairly plain and may look a bit garish in day for women who have light colored eyes.

Those Who have dark eyes can profit from metallic eye shadows of the colour, although earth tones, grays and silvers often seem best and give those darker pupils more of a pop and fullness.

With a little practice and experience any girl can find the greatest searches for her eyes, and will turn any plain Jane into a raving beauty.

Tuesday 1 October 2013

Diamond Engagement Rings - Flaunt it in Style

The value of diamond engagement rings are so much that most people believe that an engagement service has no meaning which is incomplete without an engagement ring because it truly is the matter which bonds two person's into a lovely relationship. To produce engagement more significant and memorable, it is advisable to gift a diamond engagement ring to your own special someone. And when it truly is unique, your honey can flaunt it every-where in style. You can also buy diamond jewelry rings at www.losangelesdiamondseller.com/engagement-rings.html.

ALI18.Diamonds

Engagement Rings and its own Magic

Engagement bands are traditionally given by a guy to a woman, symbolizing their devotion to one another. Diamonds, making use of their charming beauty, supply the ideal stone to set in to rings. Whether it's a single solitaire or multi - rock design, there was a n endless range of engagement rings to choose from. There aren't any better rings to seal your engagement than diamond solitaire rings. The greatest in diamond rings, diamond solitaire rings are the only ring for the woman who wants the best in wedding jewelry. You will find other diamond engagement rings Los Angeles made up of diamonds that takes and mesmerizes couple to a brand-new high. You can pick your own diamond and get it studded on platinum and gold rings.


Choosing an Engagement Ring

Let your beautiful band symbolize your journey of love. Whether you select a vintage diamond solitaire, a sparkling three stone ring or a sprinkle of diamonds to make a bunch, you'll be mesmerized by the sparkling collections at the majority of the accredited online jewelry stores. You can design your own diamond engagement rings. Ensure it is private, sentimental and interesting. At our jewelry store, we have fantastic range of exquisite jewelry which one may add your private touch to and create incredible one off pieces. Our easy steps give you a chance to create your favorite diamond engagement ring.

To end with, it really can be said that diamond rings add more charm to engagement ceremony. For perfect diamond engagement rings, it is possible to rely on us. You can choose from our catalogue or just create your own unique layout to satisfy your fashion. After approving the comprehensive picture of your engagement ring, it is going to be manufactured and you'll have the most stunning diamond engagement ring which will really please your special someone.